About 3 million people are currently delinquent in their mortgage payments – this is an all-time record since the Great Recession! About 2 million of these people are in some type of forbearance program which was offered in the early days of the Covid-19 pandemic. As people exit these forbearance programs many will be unable to resume regular monthly payments and the loan servicing companies will be ready to pounce. Some lenders may offer forbearance modifications (i.e. Covid-19 Deferral Modification) that are not necessarily in the borrowers best interests. Contact the law office of John B. LaRue, P.C. to determine your best path to saving your home.