News
25
Jun
About 3 million people are currently delinquent in their mortgage payments – this is an all-time record since the Great Recession! About 2 million of these people are in some type of forbearance program which was offered in the early days of the Covid-19 pandemic. As people exit these forbearance programs many will be unable […]
20
Jan
Have you heard the commercial which tells you that you have the right to settle your credit card debt for a small percentage of what is owed? Can that be true? Certainly, you have the right to settle the debt, but the creditors likewise have the right to demand full payment. It is a game […]
18
Jan
OUR OFFICE HAS RESUMED NORMAL BUSINESS HOURS As our community copes with the spread of COVID-19 Coronavirus, we hope you and your family are in good health. During the COVID-19 Pandemic and subject to Emergency Orders as issued by the Governor of Indiana, our office has continued to function as we have been designated […]
01
Apr
IMPORTANT UPDATE During the COVID-19 Pandemic and subject to Emergency Orders as issued by the Governor of Indiana, our office will continue to function as we have been designated as an “essential service”. In order to protect our clients, staff and community we will, however, be operating remotely. With today’s technology, most of our day […]
30
Mar
The COVID -19 pandemic has caused many previously unforeseen changes to our daily lives and the laws and regulations which govern them. Here are a few notable issues which may impact our clients: BANKRUPTCY The CARE Act will exclude stimulus checks and other payments from being considered as income for MEANS testing or calculation of […]
08
Dec
Notice of your bankruptcy filing will go to assorted people, businesses and organizations known as your creditors. You will be asked to provide a list of all your creditors when filing for bankruptcy. We suggest a three agency credit search be made as well to help ensure all of your creditors are identified. The list […]
25
Nov
Hiring an attorney that is familiar with the bankruptcy processes can be beneficial in providing professional guidance while making decisions to restore your financial independence. An experienced bankruptcy attorney will review/plan your case and assist you in making decisions that result in the most advantageous outcome. Legal representation could ultimately save you money, reveal potential […]
30
Oct
We have all heard the commercials – usually for larger consumer purchases such as cars, furniture or electronics – offering zero-interest financing for a stated period of time. Great deal, right? Well, maybe not. Astute businesses do not loan money for free; there is always a cost. In these instances, it is quite likely that […]
23
Oct
There is no quick fix for a low credit score, despite the many magic bullets promised in ads online, on tv, on the radio, and everywhere else you look. The first step to addressing a low score is to check your report from each of the three main credit reporting agencies: Experian, Equifax and TransUnion. […]
06
Jun
Reality TV star Abby Lee Miller of Dance Mom’s fame has been sentenced to Federal Prison for bankruptcy fraud for hiding and otherwise failing to disclose funds held in secret accounts. Routinely during the process of interviewing clients and through the process of preparing the petition and schedules we encourage clients to provide us with […]