Important Information

About 3 million people are currently delinquent in their mortgage payments – this is an all-time record since the Great Recession! About 2 million of these people are in some type of forbearance program which was offered in the early days of the Covid-19 pandemic. As people exit these forbearance programs many will be unable […]

OUR OFFICE HAS RESUMED NORMAL BUSINESS HOURS    As our community copes with the spread of COVID-19 Coronavirus, we hope you and your family are in good health. During the COVID-19 Pandemic and subject to Emergency Orders as issued by the Governor of Indiana, our office has continued to function as we have been designated […]

COVID-19 UPDATE

IMPORTANT UPDATE During the COVID-19 Pandemic and subject to Emergency Orders as issued by the Governor of Indiana, our office will continue to function as we have been designated as an “essential service”. In order to protect our clients, staff and community we will, however, be operating remotely. With today’s technology, most of our day […]

The COVID -19 pandemic has caused many previously unforeseen changes to our daily lives and the laws and regulations which govern them. Here are a few notable issues which may impact our clients: BANKRUPTCY The CARE Act will exclude stimulus checks and other payments from being considered as income for MEANS testing or calculation of […]

Notice of your bankruptcy filing will go to assorted people, businesses and organizations known as your creditors. You will be asked to provide a list of all your creditors when filing for bankruptcy. We suggest a three agency credit search be made as well to help ensure all of your creditors are identified. The list […]

Hiring an attorney that is familiar with the bankruptcy processes can be beneficial in providing professional guidance while making decisions to restore your financial independence. An experienced bankruptcy attorney will review/plan your case and assist you in making decisions that result in the most advantageous outcome. Legal representation could ultimately save you money, reveal potential […]

We have all heard the commercials – usually for larger consumer purchases such as cars, furniture or electronics –  offering zero-interest financing for a stated period of time. Great deal, right? Well, maybe not. Astute businesses do not loan money for free; there is always a cost. In these instances, it is quite likely that […]

There is no quick fix for a low credit score, despite the many magic bullets promised in ads online, on tv, on the radio, and everywhere else you look. The first step to addressing a low score is to check your report from each of the three main credit reporting agencies: Experian, Equifax and TransUnion. […]